About Jana Holdings Ltd.

Jana Holdings Ltd. (JHL) is a Non-Banking Financial Company promoted by Jana Capital Ltd. (JCL) to hold the promoter stake in the Small Finance Bank, to be set up by Janalakshmi Financial Services Ltd. JHL is registered as a Non-Operating Financial Holding Company (NOFHC) as per the guidelines given by RBI.

Our Directors and KMPs

Ramesh Ramanathan

The Founder and Chairman of Janalakshmi, Ramesh Ramanathan has a proven track record in addressing various issues faced by urban India. Ramesh has to his credit strong international banking experience, creation of innovative institutional products, and working with cutting edge technology and risk management systems. He has an Honors degree in Physics from BITS Pilani, and an MBA from Yale University’s School of Management. He has also co-authored the book “Urban Poverty Alleviation in India,” and is a champion for the advocacy of poverty-related and public governance issues.

Mr. Rajamani Muthuchamy, Director, Managing Director and CEO

Mr Rajamani served in the Indian Administrative Service (IAS) from 1982 to 2011. He belongs to 1982 batch IAS of Orissa Cadre and held various positions under the Government of Orissa from 1983 to 2002. He served as Joint Secretary in the Ministry of Urban Development in 2002 and implemented JNNURM as its Mission Director. He is M.Sc. in Agricultural Extension and Served in Indian Administrative Service from 1982 to 2011. He held various positions in the Government of Orissa from 1984 to 2002. The positions he held, among other things, include Officer-on-Special Duty to the Chief Secretary, Orissa, Collector & District Magistrate of Kalahandi District, Vice-Chairman of Bhubaneswar Development Authority, Administrator of Bhubaneswar Municipal Corporation, Managing Director of Orissa Mining Corporation before moving to the Government of India in 2002 as Joint Secretary in the Ministry of Urban Development. He Joined Janaadhar (India) Pvt. Ltd., as Senior Vice President (Policy Advocacy) after obtaining VRS from the government. He functioned as a Group Resource for Jana Group of Institutions before joining Janalakshmi Financial Services as Executive Vice President (Public Finance) in 2005 after having served in the Indian Administrative Service for nearly three decades. He is also serving as Managing Director and Chief Executive Officer of Jana Holdings Limited and Jana Capital Limited.

Mr. S V Ranganath, Independent Director

Mr. S V Ranganath belongs to 1975 Batch IAS of Karnataka cadre. As a Civil Servant, he worked in various capacities, both in the Government of India and the Government of Karnataka. He was the Chairman, Indian Coffee Board, Resident Director, Indian Investment Centre, Abu Dhabi, Principal Secretary to various Chief Ministers of Karnataka, Additional Secretary and Financial Advisor in the Department of Space, Member (Finance) to the Space Commission, Atomic Energy Commission and Earth Commission. He retired in October 2013 as the Chief Secretary to the Government of Karnataka. He was also the Non-Executive Chairman of IFCI. Currently, he is functioning as Vice Chairman, Karnataka State Higher Education Council.

Mr. Abraham Chacko, Independent Director

Mr. Abraham Chacko is a Banker with 38 years of experience in MNC banks in India and Overseas and a Private Sector Bank in India. He is a post graduate in business management from XLRI. Mr. Chacko has worked for over 30 years in the banking industry, starting as a Management Trainee in HSBC in India and the last 18 years with ABN AMRO in various countries, Executive Director of Federal Bank. His experience lies mainly in areas of wholesale Banking, Transaction Banking and Financial Institutions. Mr. Chacko has been credited with leading the computerization of HSBC's operations in Kolkata and also for opening the first ATM in the eastern part of the country. His focus in Federal Bank would be on Corporate Banking, Treasury, SME and new streams of Syndication, Debt markets and other strategic opportunities.

Mr. Gopalakrishnan S, Chief Financial Officer

Mr Gopalakrishnan is a Chartered Accountant with about 39 years of experience in finance, credit underwriting. His key strength lies in liaising with banks, lending institutions, regulatory authorities and team building. Gopal held various senior positions in finance in Andhra Bank, Narasus Coffee Co., Weizmann Homes and Sai India. He was formerly Chief Financial Officer of Janalakshmi Financial Services Ltd and played a pivotal role in the exponential growth that led to Janalakshmi becoming a Small Finance Bank in 2018. Gopal was accredited as one of the most influential CFOs of India in July 2015 by Chartered Institute of Management Accountants.

Ms Vidya Sridharan, Company Secretary

Ms Vidya Sridharan is a Company Secretary with over nine years of experience in the field of Company Secretarial, Finance, Legal functions. She holds a Bachelor’s degree in Commerce from Bangalore University, Bachelor of Law from Karnataka State Law University, and is a Member of the Institute of Company Secretaries of India (ICSI). She possesses experience in working with various industries such as Infrastructure, Pharmaceutical, Software, Real Estate and Manufacturing. Before joining the Company, she worked with companies such as Hewlett Packard, Bal Pharma Limited, TATA Advanced Materials Limited, ADD Groups (formerly Subhash Projects and Marketing Limited) and Citrus Ventures Private Limited. She is an active member of the ICSI contributing to the Articles in Chartered Secretary magazine. She deliver talks regularly on various topics of the Companies Act 2013 in students study sessions and actively participates in various group discussions among CSs.

Compliance

BSE Compliances
Noting certificate for the half year ended 31st March 2021.
Asset cover certificate for the half year ended 31st March 2021.
Reg 52-submission of Audited Half-yearly and Annual Financial Statements 2020-21
Compliance Certificate under Reg. 7(3) half year ended March 2021
Half Yearly statement – 31.03.2021
Statement of Investor Grievances- March 2021
Statement of Investor Grievances- Dec 2020
Noting certificate for the half year ended 30th September 2020
Intimation of financial results for half year ended 30th September 2020
Half Yearly statement – 30.09.2020
Statement of Investor Grievances- Sept 2020
Noting Certificate-half year ended 31.3.2020
Intimation of financial results-submission
Half yearly statement-31.3.2020
Half yearly statement-30.09.2019
BSE Intimation Half Yearly 30th September 2019
Half yearly statement-31.3.2019
Intimatin of board meeting for annual audited financial results-FY 2018-19
Regulation 7(3)-30.9.2019
Regulation 52(4) Certificate from Debenture trustee-30.9.2019
Regulation 60(2) Intimation of record date
Statement of Investor complaints quarter ended Dec 2020
Statement of Investor complaints quarter ended March 2020
Statement of Investor complaints quarter ended September 2019
BSE Compliances – FY 2021-22
Statement of Investor complaints for the quarter ended June 2021
Disclosure under SEBI circular no. SEBI/HO/DDHS/CIR/P/2018/144 dated November 26, 2018
Intimation about the maturity date of J1 and J2 series of NCDs issued by the Company as per Regulation 57(3) of SEBI (Listing Obligations and Disclosure Requirements) Regulation 2015
Intimation about the 5th Annual General Meeting of the Company to be held on October 5, 2021 as per Regulation 50(2) of SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015
Proceedings of 5th Annual General Meeting of Jana Holdings Limited
Annual Report
Statement Of Investor Complaints For The Quarter Ended September 2021
Half Yearly Statement of Debt Securities as on September 30, 2021
Certificate on applicability of Corporate Governance Report for the quarter ended on September 30, 2021
Proceedings of 7th Extra-Ordinary General Meeting of Jana Holdings Limited
Compliance Certificate Pursuant to Regulation 7(3) of the SEBI for the half Financial Year ended September 30, 2021
Intimation about the Board Meeting of the Company to be held on November 12, 2021
Submission of Unaudited Half-yearly Standalone Financial Results for the period ended September 30, 2021
Regulation 50(1)(d)-Intimation about the fund raising upto Rs. 225 crores
Regulation 60(1) and 60(2)-Intimation regarding record date for the part repayment of the debentures to the extent of Rs. 100 crores issued to ECL Finance Limited
Outcome of the Board Meeting of the Company held on November 20, 2021
Regulation 60(1) and 60(2)-Intimation regarding record date for the payment of interest and principal amount for series J (Tranche 1) Secured, rated, listed, Redeemable, Non-convertible debentures
Regulation 60(1) and 60(2)-Intimation regarding record date for the part repayment of the debentures to the extent of Rs. 100 crores issued to ECL Finance Limited
Regulation 60(1) and 60(2)-Intimation regarding record date for the payment of interest and principal amount for series J (Tranche 1) Secured, rated, listed, Redeemable, Non-convertible Debentures
Regulation 60(1) and 60(2)-Intimation regarding record date for the payment of interest and principal amount for series J (Tranche 2) Secured, rated, listed, Redeemable, Non-convertible Debentures
Regulation 60(1) and 60(2)-Intimation regarding record date for the payment of interest and principal amount for series J (Tranche 1) Secured, rated, listed, Redeemable, Non-convertible Debentures
Regulation 60(1) and 60(2)-Intimation regarding record date for the payment of interest and principal amount for series J (Tranche 3) Secured, rated, listed, Redeemable, Non-convertible Debentures
Intimation about interest or maturity date of debentures maturing during the quarter ended 31st March 2022 as per Regulation 57(3) of SEBI (Listing Obligations and Disclosure Requirements) Regulation 2015
Intimation regarding payment of principal alongwith redemption premium in terms of Regulation 57(1) of the SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015-Series J (Tranche 1), Scrip code 958547
Regulation 60(1) and 60(2) and Regulation -Intimation regarding record date for the payment of interest and principal amount for series J (Tranche 4) Secured, rated, listed, Redeemable, Non-convertible Debentures
Intimation regarding payment of principal alongwith redemption premium in terms of Regulation 57(1) of the SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015-Series J (Tranche 2), Scrip code 958534
Outcome of the Board Meeting of the Company held on December 29, 2021, pursuant to Regulation 51(2) of SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015
Statement of Investor Complaints for the Quarter ended December 2021
Intimation regarding payment of principal alongwith redemption premium in terms of Regulation 57(1) of the SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015-Series J (Tranche 3), Scrip code 958529
Intimation about the status of payment made to the debenture holders on maturity date for quarter ended December 31, 2021 as per Regulation 57(5) of SEBI (Listing Obligations and Disclosure Requirements) Regulation 2015
Regulation 50(1)(a)-Intimation about alteration of the form or nature of NCDs listed on the Stock Exchange
Regulation 60(1) and 60(2) and Regulation -Intimation regarding record date for the payment of interest and principal amount for series J (Tranche 5) Secured, rated, listed, Redeemable, Non-convertible Eebentures
Intimation regarding payment of principal alongwith redemption premium in terms of Regulation 57(1) of the SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015-Series J (Tranche 4), Scrip code 958548
Regulation 50(1)(d)-Intimation about the fund raising upto Rs. 70 crores
Compliances-Reg. 52 (7) - Statement of Material Deviations in proceeds of issue of NCD/NCRP
Regulation 50(1)(a)-Intimation about alteration of the form or nature of NCDs listed on the Stock Exchange
Submission of Corporate Governance Report for the quarter ended December 31, 2021
Submission of Corporate Governance Report for the quarter ended December 31, 2021
Statement of utilization of issue proceeds under Regulation 52(7) of SEBI (Listing Obligation and Disclosure Requirements) Regulations, 2015
Intimation regarding payment of principal along with redemption premium in terms of Regulation 57(1) of the SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015-Series J (Tranche 5), Scrip code 958580
Outcome of the Board Meeting of the Company held on January 25, 2022, pursuant to Regulation 51(2) of SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015
Intimation regarding Board meeting as per Regulation 50(1)(c) to consider the financial results for the quarter ended December 2021 and to consider restructuring of 2250 Unsecured, Listed, Rated, Redeemable, Non-convertible debentures issued vide DTD dated December 17, 2021, as per Regulation 50(1)(a)
Submission of Unaudited quarterly Standalone Financial Results for the period ended December 31, 2021, pursuant to the Regulation 52 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015.


BSE Compliances – FY 2022-23
Statement of Investor complaints for the quarter ended March 2022
Half Yearly Statements of Debt Securities, March 2022
Compliance Certificate under Reg 7(3) for the financial year ended 31st Mar 2022
Compliance Certificate under Regulation 61(4) read with Regulation 40(9) of the SEBI (LODR) for the FY ended 31st March 2022
Reg 57(5)-Certificate confirming the status of Payment made for NCDs during the quarter ended 31st March 2022
Intimation of the Board meeting to consider standalone and consolidated financial results for the year ended March 31, 2022- Reg 50(1)(c)
Standalone and Consolidated Financial results for the FY ended 31st March 2022
Secretarial Compliance Report – Reg 24A-FY 2021-22
Related Party Transaction for the FY 2021-22– Reg 23
Intimation regarding Board meeting for considering the unaudited financials for the quarter ended June 2022
Financial Results for the quarter ended June 2022
Statement of Utilisation of Issue proceeds for quarter ended June 2022
Half yearly report for the period ended September 2022
Corporate Announcement-Restoration of Face value - Series H
Statement of utilization of issue proceeds - Quarter ended September-2022
Statement of Investor Complaints for quarter ended September 2022
Prior Intimation regarding the Board Meeting for the quarter ended September 2022
Outcome of Board Meeting for the quarter ended September 2022
Financial Statements for the quarter ended September 2022
Asset Cover report for the quarter ended September 2022
Intimation about maturity and interest for the quarter ended December 2022 as per regulation 57(4)
Statement of Investor complaints for the quarter ended December 2022
Intimation about maturity and interest for the quarter ended December 2022 as per regulation 57(5)
Intimation for Closure of Trading Window
Intimation for revision in rating
Prior Intimation regarding the Board Meeting for the quarter ended December 2022
Financial Statements for the quarter ended December 2022
Intimation of interest and maturity prior to the quarter June 2023
Intimation for Closure of Trading Window
BSE Compliances – FY 2023-24
Intimation of Interest and Maturity details under Regulation 57 (5) after the end of quarter March 2023
Compliances-Reg. 7 (3) - Compliance Certificate (RTA & Compliance officer) for the year ended 31st March 2023
Compliance Certificate in terms of regulation 61(4) read with regulation 40(9) of LODR year ended March 2023
SDD compliance Certificate for the quarter ended March 2023
Quarterly details of CS and RTA for the quarter ended March 2023
Half yearly compliance report for the half year ended 31st March 2023
Post intimation about maturity as per regulation 57(5) of LODR for quarter ended March 2023
Prior intimation of Board meeting to be held on 19.4.2023
Intimation regarding Company is not a large corporate
Outcome of the Board Meeting held on 19th April 2023
Prior intimation of Board Meeting under regulation 50(1) to be held on 5th May 2023
Outcome of the Board Meeting held on 5th May 2023
Statement of Investor Complaints for quarter ended March 2023
Intimation to the record date for series H
Prior intimation of Board meeting to be held on 20.5.2023
Prior intimation of Board meeting to be held on 18.5.2023
Outcome of Board meeting held on 18.5.2023
Asset Cover report for the year ended 31st March 2023
Standalone and Consolidated Financial results for the FY ended 31st March 2023
Related Party Transaction Report for the half year ended 31st March 2023
Intimation to the record date for series B,F and G
Revised Intimation to the record date for series B,F and G
Intimation to the record date for series A,C,D and E
Intimation about payment for Series B, G and F
Intimation about payment for Series D-INE682V08059
Intimation about payment for Series A-INE682V08026
Intimation about payment for Series C-INE682V08042
Intimation about payment for Series E-INE682V08067
Intimation about payment for Series H-INE682V07085
Compliance-57 (4) Prior intimation of Maturity to the beginning of the quarter September 2023
Intimation for Closure of Trading Window for quarter ended June 2023
Compliance 57(5) Intimation of Maturity for the quarter ended June 2023
Quarterly Details of CS and RTA - June 2023
Statement of Investor complaints for the quarter ended June 2023
7th AGM proceedings
Intimation of Resignation of Mrs. saraswathy Athmanathan
8th EGM Proceedings
Intimation of Board Meeting to be held on 12-08-2023
Outcome of the Board Meeting held on 12-08-2023
Financial Results for the Quarter ended June 2023
Asset Cover details for Qr ended June 2023
Model Tripartite Agreement
Intimation of SDD Compliance for the Quarter - June 2023
Quarterly details of CS and RTA - Quarter September 2023
Intimation for Closure of Trading Window for quarter ended September 2023
Intimation of SDD Compliance for the Quarter- September 2023
Half yearly Compliance Report for half year ended September 2023
Statement of Investor Complaints for the quarter ended September 2023
Related Party Transaction Report for the half year ended 30th September 2023
Prior intimation of Board Meeting to be held on 25th October 2023
Outcome of financials for the period September 2023
Submission of financial results for the period September 2023
Security cover for the period September 2023
Submission of utilization of issue proceeds of NCDs for the period September 2023
Prior intimation of Board Meeting to be held on 10.11.2023
Outcome of the Board Meeting held on 10.11.2023
Intimation of record date for series I
Intimation about payment details for Series I
Prior intimation of Board Meeting to be held on 30.11.2023
Intimation of record date for series K
Prior intimation of Board Meeting to be held on 12.12.2023
Intimation about payment details for Series K
Prior intimation of Board Meeting to be held on 18.12.2023
Outcome of the Board Meeting held on 18.12.2023
Intimation of record date for series L2 O and P filed on 21.12.2023
Intimation of record date for series L2 O and P revised filed on 26.12.2023
Intimation of record date for series L2 O and P revised filed on 29.12.2023
Intimation about payment details for Series L2
Intimation about payment details for Series O
Intimation about payment details for Series P
Intimation for Closure of Trading Window for quarter ended December 2023
Statement of Investor Complaints for the quarter ended December 2023
Intimation to the record date for coupon payment-series R
Quarterly details of CS and RTA- Quarter December 2023
Intimation about 1st coupon payment-Series R

Downloads

Transcript of General meetings
Transcript of AGM held on 15th December 2020
Transcript of EGM held on 30th October 2020
Financials
Standalone JHL FY17-18
Consolidated JHL FY17-18
Policies
Code for Independent Directors
CSR policy
Nomination and Remuneration policy
Whistle Blower Policy
Code of Conduct of Directors and Senior Management
Related Party Transaction Policy
Related Party Transaction Policy – Revised - 30.5.2022
Policy on Succession Planning
Criteria for making payments to NED
Familiarization Programme to Independent Directors
Annual Report
Annual report 2022-23
Secretarial Compliance Report under regulation 24A for the FY 2022-2023
Secretarial Compliance Report 2021-2022
Annual Report 2021-22
Annual Report 2020-21
Annual Report 2019-20
Annual report 2018-19
Extracts of Annual Return
MGT-9_2017_18
MGT-9_2018-19
Annual Return for the Financial Year 2019-20
Annual Return for the Financial Year 2020-21
Annual Return for the Financial Year 2021-22
Annual Return for the Financial Year-2022-2023
Notice of General Meeting
8th EGM Notice 2nd August 2023
7th AGM Notice 2022-23
6th AGM Notice 2021-22
5th AGM Notice 2020-21
4th AGM notice 2019-20
Notice to EGM along with Explanatory Statement – 30.10.2020
4th EGM_23rd October 2019
3rd AGM notice 18-19
2nd AGM notice 17-18
Third EGM
Ratings
Rating of Jana Holdings Limited (JHL)-08.10.2021
ICRA Rating- 10.03.2021
Rating of Jana Holdings Limited (JHL)-08.10.2020
ICRA Rating-11.3.2019
ICRA rating-18_03_2019
ICRA rating-23.7.2018
ICRA rating-25.9.2017
ICRA rating-28.1.2020
India Ratings-09.11.2019
ICRA Rating - 16.03.2022
ICRA Rating dated 6th January 2023
India Rating & Research rating dated 21st March 2023
Liquidity Risk Management Frame Work
JHL LRMFW December '19
JHL LRMFW March '20
JHL LRMFW June '20
JHL LRMFW September '20
JHL LRMFW December '20
JHL LRMFW March '21
JHL LRMFW June '21
JHL LRMFW December' 21
JHL LRMFW March '22
JHL LRMFW June '22
JHL LRMFW September '22
JHL LRMFW March ’23
JHL LRMFW June ’23
JHL LRMFW Sept’23
JHL LRMFW Dec’23
Compliance Reports
Corporate Governance Report September 2021
Corporate Governance Report December 2021
Corporate Governance Report March 2022
Corporate Governance Report June 2022
Corporate Governance Report September 2022
Corporate Governance Report December 2022
Corporate Governance report for the quarter and year ended March 2023
Corporate Governance Report June 2022 Quarter Revised
Corporate Governance Report September 2022 Quarter Revised
Corporate Governance Report December 2022 Quarter Revised
Corporate Governance Report March 2023 Quarter Revised
Corporate Governance Report - Quarter June 2023
Corporate Governance Report - Quarter September 2023
Other Information
Composition of various Committees
Contact Details of Key Managerial Personnel

Contact us

Trustees

Catalyst Trusteeship Ltd.
Contact person: Pankaj Kumar Rohilla, Manager
Office : +91 022 49220555
Fax : +91 22 49220505
Address : 604, 6th Floor, Windsor Building, Off CST Road, Kalina,
Santacruz (East), Mumbai - 400098
Maharashtra, India.
www.catalysttrustee.com

RTA

KFIN TECHNOLOGIES PRIVATE LIMITED
S Kulashekara Sharma, Corporate Registry
No.59, Skanda | Puttanna Road | Basavanagudi | Bengaluru 560 004 | India
P : +91 080 26603410 / 67453236
Extn : 3236 | F : +91 80 26600786 |
M : +91 09901994714
Email: kulashekara.sharma@karvy.com | www.karvyfintech.com

Investor Grievances

Name: Mrs. Vidya Sridharan
Company Secretary & Compliance Officer
Address: 2nd Floor, No. 80, 5th Cross, 4th Main, Maruthi Extension, Bangalore - 560021
Email: info@janaholdings.in
Tel: +91 98453 65595
Kindly mention your Name, PAN, DP ID and Client ID when you write to us.