About Jana Holdings Ltd.

Jana Holdings Ltd. (JHL) is a Non-Banking Financial Company promoted by Jana Capital Ltd. (JCL) to hold the promoter stake in the Small Finance Bank, to be set up by Janalakshmi Financial Services Ltd. JHL is registered as a Non-Operating Financial Holding Company (NOFHC) as per the guidelines given by RBI.

Our Directors

Ramesh Ramanathan

The Founder and Chairman of Janalakshmi, Ramesh Ramanathan has a proven track record in addressing various issues faced by urban India. Ramesh has to his credit strong international banking experience, creation of innovative institutional products, and working with cutting edge technology and risk management systems. He has an Honors degree in Physics from BITS Pilani, and an MBA from Yale University’s School of Management. He has also co-authored the book “Urban Poverty Alleviation in India,” and is a champion for the advocacy of poverty-related and public governance issues.

Mr. Rajamani Muthuchamy, Director

Rajamani served in the Indian Administrative Service (IAS) from 1982 to 2011. He belongs to 1982 batch IAS Orissa Cadre, and held various positions under the Government of Orissa from 1983 to 2002. He served as Joint Secretary in the Ministry of Urban Development in 2002 and implemented JNNURM as its Mission Director. Joined Janaadhar (India) Pvt. Ltd., as Senior Vice President (Policy Advocacy) after obtaining VRS from the government. Functioned as a Group Resource for Jana Group of Institutions before joining Janalakshmi Financial Services as Executive Vice President (Public Finance) in 2005. Having served in the Indian Administrative Service for nearly three decades, Rajamani brings in skillsets that are unique and the same can be leveraged for meaningful and successful engagements at all levels of the Governments

Mr. Sarswathy Athmananthan, Independent Director

Mr. Saraswathy Athmanathan is a banking and corporate finance professional with over 37 years (1978 – 2015) of progressive leadership experience in corporate and retail banking, having managed credit and assets worth over INR 1.35 Trillion (INR 1.35 Lakh Crores) for public and privately held enterprises from a variety of industry sectors, including infrastructure, oil & gas, metals & mining, shipping, textiles, aviation, food & beverages, NBFCs, nuclear power and renewable energy, chemicals and pharmaceuticals.

Mr. Abraham Chacko, Independent Director

Mr. Abraham Chacko is a Banker with 38 years of experience in MNC banks in India and Overseas and a Private Sector Bank in India. He is a post graduate in business management from XLRI. Mr. Chacko has worked for over 30 years in the banking industry, starting as a Management Trainee in HSBC in India and the last 18 years with ABN AMRO in various countries, Executive Director of Federal Bank. His experience lies mainly in areas of wholesale Banking, Transaction Banking and Financial Institutions. Mr. Chacko has been credited with leading the computerization of HSBC's operations in Kolkata and also for opening the first ATM in the eastern part of the country. His focus in Federal Bank would be on Corporate Banking, Treasury, SME and new streams of Syndication, Debt markets and other strategic opportunities.


BSE Compliances
Half yearly financial statements for the period ended 30th Sept 2021.
Statement of Investor complaints quarter ended July 2021.
Noting certificate for the half year ended 31st March 2021.
Asset cover certificate for the half year ended 31st March 2021.
Reg 52-submission of Audited Half-yearly and Annual Financial Statements 2020-21
Compliance Certificate under Reg. 7(3) half year ended March 2021
Half Yearly statement – 31.03.2021
Statement of Investor Grievances- March 2021
Statement of Investor Grievances- Dec 2020
Noting certificate for the half year ended 30th September 2020
Intimation of financial results for half year ended 30th September 2020
Half Yearly statement – 30.09.2020
Statement of Investor Grievances- Sept 2020
Noting Certificate-half year ended 31.3.2020
Intimation of financial results-submission
Half yearly statement-31.3.2020
Half yearly statement-30.09.2019
BSE Intimation Half Yearly 30th September 2019
Half yearly statement-31.3.2019
Intimatin of board meeting for annual audited financial results-FY 2018-19
Regulation 7(3)-30.9.2019
Regulation 52(4) Certificate from Debenture trustee-30.9.2019
Regulation 60(2) Intimation of record date
Statement of Investor complaints quarter ended Dec 2020
Statement of Investor complaints quarter ended March 2020
Statement of Investor complaints quarter ended September 2019


Transcript of General meetings
Transcript of AGM held on 15th December 2020
Transcript of EGM held on 30th October 2020
Standalone JHL FY17-18
Consolidated JHL FY17-18
Code for Independent Directors
CSR policy
Nomination and Remuneration policy
Whistle Blower Policy
Annual report
Annual report 2020-2021
Annual report 2019-2020
Annual report 2018-2019
Extracts of Annual return
Annual return – FY 2019-20
Notice of general meeting
5th AGM notice 2020-21
4th AGM notice 2019-20
Notice to EGM along with Explanatory Statement – 30.10.2020
4th EGM_23rd October 2019
3rd AGM notice 18-19
2nd AGM notice 17-18
Third EGM
Rating of Jana Holdings Limited (JHL)-08.10.2021
ICRA Rating- 10.03.2021
Rating of Jana Holdings Limited (JHL)-08.10.2020
ICRA Rating-11.3.2019
ICRA rating-18_03_2019
ICRA rating-23.7.2018
ICRA rating-25.9.2017
ICRA rating-28.1.2020
India Ratings-09.11.2019
Liquidity Risk Management Frame Work

Contact us


Catalyst Trusteeship Ltd.
(Formerly GDA Trusteeship Ltd.)
Contact person: Munjal.K.Ghanshyam.Dhanani, Manager
Office : 022-49220542
Fax : 022-49220505
Address : Office No. 604, 6th floor, Windsor, C.S.T. Road, Kalina,
Santacruz (East), Mumbai - 400098


S Kulashekara Sharma, Corporate Registry
No.59, Skanda | Puttanna Road | Basavanagudi | Bengaluru 560 004 | India
P : +91 080 26603410 / 67453236
Extn : 3236 | F : +91 80 26600786 |
M : +91 09901994714
Email: kulashekara.sharma@karvy.com | www.karvyfintech.com

Investor Grievances

Name: Mrs. Vidya Sridharan
Company Secretary & Compliance Officer
Address: No.4/1 to 4/8, Meanee Avenue Road, Old Tank Road, Ulsoor Bangalore - 560042
Email: info@janaholdings.in
Tel: +91 42566100
Kindly mention your Name, PAN, DP ID and Client ID when you write to us.